Step One:

Credit Repair

This initial step is essential for achieving an excellent score. Begin by removing all negative items—collections, charge-offs, late payments, bankruptcies, and similar marks. While this step can be the most tedious, its payoff is substantial: once negatives are cleared, you’ll unlock your best possible credit profile and accelerate your path to approval.

Step Two:

Credit Building

This step ensures your credit report contains sufficient accounts and history. If your report is thin, build it out by adding trade lines—primary accounts and authorized users. This increases credit age and history, which accounts for 15% of your score. Once you have an appropriate number of accounts and a solid history with no late payments, you’re ready for the next step.

Step Three:

Funding

Secure the funding you deserve. Whether you’re financing a new home, car, jewelry, cosmetic surgery, or business capital, a meticulously structured credit report is essential. Our proven strategy guides you on which bureaus to pull first to maximize results. Book your free consultation to create a tailored roadmap with expert guidance, helping you reach your funding destination faster.